How It Works

1. Add Payday Information

Link your bank account and add your take home pay information.

2. Create Envelopes

Envelopes have a total amount and a fill date. Rally will figure out how much to transfer to each envelope each payday.

3. Keep Working Hard

Now that your envelopes are set up, you can just focus on working hard and getting paid. Rally will take care of the rest.

4. Use Your Envelopes

You can withdraw from your envelopes at any time. Use the funds to pay bills, or keep an envelope just for emergencies.

$

1000

100% Free To Use

25

%

Profit Sharing

$

1000

Fees or Minimums

How Does The Profit Sharing Work?

When you fill an envelope you are rewarded with Rally coin. Rally coin is a cryptocurrency that you can sell to Rally for a percentage of our profits.

Rally coin works just like a regular cryptocurrency. It can be bought and sold, or used to buy and sell other goods and services.

Profit Sharing in 4 Steps:

  • Every three months we will announce our profits, and how much we are going to spend buying back coins.
  • Users can then decide how much of their Rally coin they would like to sell back to Rally.
  • Rally calculates the price per coin by dividing the amount of profit to be shared by the amount of coins to be sold.
  • Rally then buys all of those coins from each user who decided to sell them.

FAQ

Frequently Asked Questions

Yes. The money actually sits in a regular bank account. We just manage it for you.

Yes. You can transfer money to and from envelopes, and you can transfer money from an envelope to your bank account at any time.

When you take money from an envelope that is not already full, you also need to setup what happens to the rest of the automatic transactions for that envelope.

The amount of coin you receive per envelope is calculated by the amount of money the envelope will contain, how long-term of a goal it is, and how challenging the goal is based on your income sources.

Once you set up an envelope, you can see the transactions we will be conducting. The transaction dates are based on the paydays for your income sources.

On the day of a transaction, if there are enough funds in the account you get paid to, we will withdraw the amount for the envelope. If there are not enough funds at the end of the day, we will send you a notification and pause the envelope.

Yes! We know many couples have joined their finances and make financial decisions together.

If you want to use Rally as a couple, you will need two Rally accounts. Both users have to verify they want their accounts linked.

Once the accounts are verified, you will both have access to all envelopes, settings, and relevant bank account information.

Why Use Rally?

Automatic Budgeting

Profit Sharing

Know What You Can Spend

Reach Your Financial Goals

Put Money Aside For Emergencies

FDIC Insured

Why We Built Rally?

Our mission is to create opportunity for all. We believe the best version of the world is a place where everyone has the opportunity to build, create, love, and experience the things that bring them joy and fulfillment.

The current way banking and budgeting are done is not conducive to that. Banks make money when you fail (overdraft fees, minimum balances, credit card interest rates). Meanwhile, budgeting apps are too complex, and to use them well takes a lot of time you could spend doing something more valuable.

At Rally, we believe we are successful when our customers are successful. And we believe that our customers should reap the rewards of that success. That is why we do not charge any fees, and it is why we believe in sharing our profits with our customers.

Another Look At The App